EBE Chapter 135 Expelled from the Family
Chapter 135 Expelled from the Family
Chapter 135 Expelled from the Family
"I disagree!"
Su Ruowei spoke up suddenly; she had long anticipated that Su Jianqiang would pull such a stunt.
"I disagree too!" Su Yulin also objected.
"The minority must submit to the majority!" Su Jianqiang sneered. "On the day Grandma passed away, Lin Fan spent so much time alone with her! I suspect that Grandma's death is related to Lin Fan!"
"I have the right to investigate this matter. I've already given your family a lot of face by not pursuing it further. I advise you not to take advantage of this!"
"You!" Su Ruowei trembled with anger. At this moment, she actually brought up the old lady to intimidate people.
Who doesn't know that Su Jianqiang spent the night alone with his family? Who can't see the purpose behind keeping Su Jianqiang's funeral simple?
I just didn't expose it, but I didn't expect the thief to cry "stop thief!" first!
"Crack, snap, snap!"
Lin Fan, who was standing to the side, suddenly clapped his hands: "The head of the Su family is so impressive. Ruowei, you should hand over the project to him."
“But!” Su Ruowei frowned and looked at Lin Fan.
Lin Fan smiled and nodded slightly.
"Fine! I'll give you the person in charge of the Mountain City project! But I advise you not to talk nonsense in the future!" Su Ruowei shouted, pointing at Su Jianqiang.
"Hmph! From now on, Su Ruowei, Su Yulin and the Su family will have absolutely no connection! The Su family will not give them a single penny!" Su Jianqiang slammed his fist on the table and roared.
"I don't care!" Su Yulin turned and left.
With Lin Fan's secret help, Su Yulin has become a popular live streamer in Shancheng, receiving hundreds of thousands of yuan in tips from viewers every month. She no longer cares about the Su family's share of the profits.
Moreover, Lin Fan's 30 yuan has already been repaid by Su Yulin.
"Lin Fan, let's go!" Su Ruowei bit her lip and then left as well.
As soon as they stepped outside, Su Ruowei asked Lin Fan, "My strategist, do you have any good ideas?"
Lin Fan shook his head and smiled, "Ruowei, didn't you say you wanted to go it alone? I think this is an opportunity."
"Huh?" Su Ruowei frowned. "I thought you had some idea before you nodded, but it turns out that's how it is."
“Yu Lin is already a top streamer; she can operate independently of the Su family, but I—”
“But you have me,” Lin Fan interrupted with a smile.
Su Ruowei blushed and said, "I don't want to spend your money."
Lin Fan smiled and tentatively asked, "How about you become a streamer too?"
"No way! I don't like the feeling of being in the public eye," Su Ruowei said sullenly.
"I don't want to show my wife to other people either," Lin Fan said with a raised eyebrow and a smile.
"You're being cheeky again!" Su Ruowei's eyes lit up: "Starting a business by selling houses?"
Lin Fan pursed his lips: "My mother-in-law probably won't agree."
"call--"
Su Ruowei sighed: "That's true, so what should we do?"
"Hmm... how about taking out a loan to start a business? Using the villa as collateral should get us a good amount of money," Lin Fan said.
"Great idea! Let's do it this way." Su Ruo smiled and said, "Let's go to the bank!"
Before leaving, Lin Fan took one last look at the Su family villa and shook his head helplessly.
He thought to himself, "Fang Minjun asked me to help you before she died. I told her it was all up to fate, and that if you had just behaved yourself, you could have lived. But you just had to court death!"
"Su Jianqiang, your biggest mistake was kicking my wife out of the Su family. Why should I give in to your Su family now?"
30 minutes later, in front of the bank.
"Zhongfa Bank".
Su Ruowei read out the bank's name with an expectant tone.
Zhongfa Bank is owned by Chen Zhongfa, a prominent businessman in Haichuan City, and is also the number one bank in Shancheng City.
There are three reasons why out-of-town banks have become number one in Shancheng City:
First, Shancheng Group does not engage in banking business.
Secondly, Chen Zhongfa entered the mountain city market decades ago.
Third, and this is the fundamental reason, Lin Tiancheng and Chen Zhongfa were old friends, and the two were of similar age. Chen Zhongfa was also an old comrade-in-arms of Lin Tiancheng's younger brother, Lin Tianhu.
Allowing Chen Zhongfa into the market in Shancheng City was also a deliberate move by Lin Tiancheng back then, giving his old friend a piece of the market.
"Hello, what service do you need?"
The beautiful lobby manager of Zhongfa Bank approached with a professional smile and asked what was going on, while glancing at the couple. They were well-dressed and looked like wealthy people.
“I want to take out a loan,” Su Ruowei said.
"A loan, huh?" The lobby manager said, somewhat disappointed, his smile stiffening. "How much do you want to borrow?"
"Is it possible to borrow 100 million?" Su Ruowei asked tentatively.
Lin Fan gently tugged at Su Ruowei's sleeve and whispered in her ear, "One million is too little!"
"Is 100 million not enough?" Su Ruowei turned to look at Lin Fan in confusion.
Lin Fan shook his head helplessly. For the first time, he felt that Su Ruowei was a bit silly. You know, mortgaging the Lingjueding villa, which is worth hundreds of millions, to borrow only 100 million is something that would make people laugh to death if word got out.
“If we go back to our old ways, 1 million probably won’t be enough. Besides, mortgage loans can cover up to 70% of the appraised value of a property. We could get a 100 million loan if we wanted to,” Lin Fan explained in a low voice.
"Are you going to lend the money or not?" the lobby manager asked with a disdainful look.
These two are definitely broke but obsessed with saving face. They'd rather take out loans to satisfy their lifestyle. Lending money to them would probably turn into a bad debt.
"I want a loan of 1000 million," Su Ruowei said.
"1000 million? If you're joking, then please leave. I don't have time for your jokes." The lobby manager scoffed and turned to leave.
"Can't you get a 1000 million loan by mortgaging the Lingjueding Villa?" Lin Fan shouted at the lobby manager.
"Lingjueding Villa?" The lobby manager stopped, turned around, and asked with a surprised look, "Using Lingjueding Villa as collateral for a loan?"
The lobby manager looked the two of them over again, and judging from their expressions, they didn't seem to be lying.
The villas in Lingjueding are all priced above 5000 million yuan, and their liquidity is top-notch. Even if the two of them can't repay 1000 million yuan, the bank will still make a killing.
If the two are able to repay the loan, the interest will provide the lobby manager with a significant commission.
"Please follow me, gentlemen." The lobby manager immediately put on a smiling face and bowed, gesturing for the two to follow her to the meeting room.
Upon entering the reception room, the lobby manager first asked the two to sit down, and then attentively brewed a pot of tea, using the finest Maojian tea leaves.
After serving tea, the lobby manager took out the contract and placed it in front of Lin Fan and his wife.
"Excuse me, which of you is applying for a loan?" the lobby manager asked with a smile.
“I’ll take out the loan,” Su Ruowei replied.
"As required, you need to provide your and your spouse's ID cards, household registration books, income certificates, relevant contracts for personal consumption, proof of marital status, and property ownership certificates."
"Then our bank will conduct an on-site inspection and evaluation of the mortgaged property based on the materials you have submitted."
After thinking for a moment, the lobby manager smiled and said, "However, for the villas at the top of the mountain, all you need to do is provide a property ownership certificate; the villas over there do not require an appraisal."
"Income proof is also unnecessary; just provide your ID card and property ownership certificate."
After finishing his speech, the lobby manager put on a professional smile and looked at Su Ruowei.
"I'll bring the property certificate later. This is my ID card." Su Ruowei took out her ID card and handed it to the lobby manager, then gestured for Lin Fan to take out his ID card as well.
The lobby manager smiled and accepted it, glancing at the name, which was clearly written as Su Ruowei.
"Please leave. Our bank will not lend you a single penny!"